Why Doesn’t Everyone Get Medicare?

One of the most pressing concerns in the country is having healthcare coverage. Due to the extreme cost, it is difficult to provide adequate insurance for everyone who needs it. One program, Medicare, does provide government sponsored health insurance for many people. However, Medicare does not prove coverage for everyone and there are various situations when everyone won’t get Medicare.

Age Restriction

The first reason why everyone doesn’t get Medicare is because they do not meet the age restrictions required for the benefit. To qualify automatically for Medicare, you must be at least 65 years of age. Those people that are younger will often have to wait until they get to that age to qualify. Also, the age requirement is likely to increase in the future as the population grows and life expectancy continues to increase.

Contributions Made

The second reason why everyone doesn’t get Medicare is because they may not have made contributions to the program when they were working. Medicare is paid for by the tax payers. People who paid for the benefit throughout their career will automatically qualify for the medical benefit. Those who did not pay for it will not automatically qualify. Instead they may be required to make a monthly contribution to the program in order to qualify for benefits.

Ailment Does Not Qualify

The third reason why everyone doesn’t get Medicare is because their ailment may not qualify for the benefit. Some people under the age of 65 may qualify if they meet certain medical needs requirements. These include having kidney disease, ALS, and other medical ailments. Those without any of these ailments, and are under the age of 65, will not qualify for the government sponsored benefit regardless of how much they have paid in.

Comments are closed.