Medicare offers a variety of coverage including hospital coverage, medical insurance, vision care, hospice care and prescription drug plans. These services provided have undertaken a face lift. Knowing what is new in Medicare could have a positive impact for many Medicare recipients.
Medicare Part A, provided for recipients 65 and older, has a Medicare Premium-Free Part A that does not require a monthly premium if recipient or recipient’s spouse paid federal Medicare Tax while employed. To qualify for this, recipient must be 65 years or older and fully retired; not on disability or currently employed. If a person has limited income and resources, the recipient’s state may assist to pay for Medicare Part A as well as Medicare Part B.
The Medicare card displays whether or not one has Medicare Part B, medical insurance. The Medicare card shows what Medicare coverage the recipient has. Medicare Part B has two types of coverage, medical necessity and preventative services. Medical necessity covers the cost of medical supplies for a medical condition. Preventative services pays for tests that detect early stages for a medical condition or confirm health like a mammogram.
Those who are 65 and older and have been diagnosed with ALS (Lou Gehrig’s Disease) will automatically be enrolled into Medicare Part B the month disability benefits start.
The Medicare handbook, available online in PDF format, supplied by the Medicare.gov website, is easy to download by following the supplied step by step instructions. This is free to use as a reference. The handbook explains Medicare’s coverage in detail.