What Are Some Frequently Asked Questions for Medicare?
Medicare is a great program that is beneficial for many people who are financially incapable of taking care of their health care. Nevertheless, it can be a confusing program to understand, and people understandably have questions about it. Here are some of the most common questions.
Who Can Receive Medicare?
If you are receiving benefits from the Social Security administration, you are eligible for Medicare on the first day of the month in which you turn sixty-five years old. If you are under this age, you are eligible if you have been receiving social security disability payments for over two years, or have kidney failure.
What is Covered by Medicare Part A?
This is insurance for hospital work. If you need to go to the hospital, a nursing home, or seek mental or psychiatric help, it is covered by Part A. This also covers rehabilitation facilities, hospice care, and certain types of home care.
Does Medicare Part A Have a Premium?
It does not, so long as you or your spouse paid taxes while working. If not enough taxes were paid in, the program can cost as much as $461 as of 2010. It is a good idea to get in touch with the Social Security office at least three months before you reach the eligible age.
What is Covered by Part B?
This covers medical services and preventive care. In other words, diagnostic work, flu shots, and so forth are covered by this part of the plan. It also pays for life-sustaining equipment.
What is the Part D Coverage Gap?
The coverage gap refers to the point at which too much money has been spent on the plan, and you are then required to start paying expenses out of your own pocket.
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