If Someone Dies Why Will Medicare Request Repayment?

If a loved one is receiving long term care paid by Medicare there is a good chance that the government will put a lean on their assets. Upon their death, the assets will be seized for repayment. This can make things hard for loved ones. The thought of losing all ones assets upon becoming elderly and needing medical care is a very controversial one.

Reasons for Repayment

The lien process and repayment can be upsetting to family, especially after a love one dies. Considering this is the case, then if someone dies why will Medicare request repayment? Medicare relies upon repayment funds to support the continuing payments of long term care. The cost of long term care is not cheap and it is a necessity for many. This necessity is met but later funds must be procured to repay the amount provided for care. While this may sound cold this is reality.

Should The Long Term Care System Be Restructured?

Yes, no doubt that the long term care system and the medical system could use some restructure in order to provide care to all at a more reasonable cost. Of course, that statement is simplifying the problem. The cost of insurance, the cost of doctors, and the health care system needs consideration. This is the all so often talked about health care problem. This problem will not be solved overnight and in the mean time the question still remains “If someone dies why will Medicare request repayment?”

No Such Thing As a Free Lunch

Simply, many look at Medicare as a government program that provides assistance. In many cases this is true. However, Medicare does require repayment. People tend to overlook this fact. That is why so many families are upset about Medicare liens and repayment upon death.

2 Responses to “If Someone Dies Why Will Medicare Request Repayment?”

  1. Christian says:

    I’m not sure I understand why Medicare would be considered a free lunch, isn’t it paid for with our FICA withholdings? If FICA isn’t providing enough to cover everyone (or if the money’s being taken from the trust fund and used for other purposes), shouldn’t the govt. be held accountable, and not the taxpayer?

  2. Janet says:

    I don’t see anywhere on Medicare’s information or advertisements that itopenly states that it is also funded byplacing liens on personal property. I think it’s a governmental attempt to eliminate personal property rights. I understand that our Medicare taxes don’t fully fund Medicare, and I think this is the reason why.

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