How Does A Green Card Holder Become Eligible For Medicare?

For green card holders – or legal residents of the United States who aren’t US citizens -, Medicare and its eligibility requirements can be a confusing topic. For legal immigrants, there’s good news for some, and bad news for others. So, how does a green card holder become eligible for Medicare exactly? Let’s take a closer look at Medicare’s eligibility requirements.

Medicare Eligibility Requirements For U.S. Workers

For off, know that eligibility requirements pertaining to Medicare can vary state to state. Generally, though, Medicare is only available to those that have paid Medicare taxes as part of their employment in the US, and that typically equates to having worked at least 40 quarters. Typically, to meet Medicare’s eligibility requirements, you must either work 10 years to get the benefit OR be able to draw it from your spouse who have worked for more than 10 years.

Medicare Eligibility Requirements For Non-Workers

If legal residents (non US citizens) HAVEN’T worked in the U.S., there MAY still be a possibility to “buy in” to Medicare (differs state to state) provided that they’ve resided in the United States for five continuous years or more, and are, of course, 65 years or older. In these select cases, though, premiums are much higher compared to what US citizens would pay. To be concise, actual work history decides how much Medicare recipients have to pay for their health coverage.
come citizens.

Green Card Holder Requirements

So, how does a green card holder become eligible for Medicare?

1. Work in the U.S for at least 40 quarters, provided that FICA taxes are withheld, a portion of which is set aside for Medicare contributions,

2. Reside in the U.S. for at least five continuous years.

3. In regards to the legal residents that have NO U.S. work history, applicants are usually required to “buy-in” to the plan by paying the higher Medicare premium associated with Part A of the Medicare program.

Related posts:

  1. Who Is Eligible For The Medicare Discount Card?
  2. How Do I Understand My Medicare Card?
  3. What Is The Medicare Discount Card?
  4. How Do I Obtain A Replacement Medicare Card?
  5. Who Is Eligible for Medicare Part B?

3 Responses to “How Does A Green Card Holder Become Eligible For Medicare?”

  1. Zlatomir Vergiev says:

    Dear Mam/Sir
    I am US citizen , my mom is green card holder and 65 old.
    Can she apply for any Medicare benefits.

  2. Kartheg says:

    If your mom hasn’t worked in US, then she is only eligible to buy into Medicare after 5 years of residence.

    However you might be able to get Medicaid by using the sponsor’s income and your mom’s income. Most likely the sponsor’s income would not qualify for aid.

  3. EWN says:

    My mom is not 65, she will be a permanent resident soon. However, she does have ESRD (end stage renal disease that requires dialysis). I’ve reviewed the eligibilty rules on Medicare’s site so many times and still cannot figure out if she would be eligible for Medicare or not. Does she also have to live in the US for 5 years BEFORE she can buy in to Medicare?

    Thank you.

Leave a Reply