How Do I Protect My Social Security Number?



All American citizens are issued a social security number at birth or upon receipt of citizenship. This number is extremely important as it is used by the IRS to track wages and creditors to determine your credit worthiness. Due to the high risk of identity theft, it is very important that you take steps to ensure your number is protected.

Be Careful Giving It Out

The first way that you can protect your social security number is to be careful when giving it out. You will almost always have to give your SSN when applying for a credit card or taking a new job. However, be careful when giving it out and do not use it unless it is to a reputable creditor or employer. Furthermore, do your best to avoid mailing or emailing your SSN.

Do Not Carry Card

The second way that you can protect your social security number is to never carry the card with you. When you get a social security number you will receive a social security card. This card will contain your name and SSN and will need to be provided to employers when you are getting a new job. To ensure that this does not get into the wrong hands, you should avoid carrying it with you and keep it in a safe place.

Check Credit Report

The most effective way that you can protect your social security number is to check your credit report often. If your identity is stolen and a new account is opened in your name, it will be reflected on your credit report. Be sure to check your report at least once every three months to reinsure that your identity is safe.



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