Are you nearing retirement? To help answer your questions, Social Security provides an easy to use, online retirement application that can be completed in less than 30 minutes. There’s no need to visit the local Social Security office. There’s no commuting hassle and no waiting in long lines. You can gather all the information you need and apply from the comfort of your home. Once your application is submitted electronically, there’s nothing else to do. There are no extra forms to sign or documentation required. Your application will be processed and you will be contacted if anything else is required.
Before you start your application, there are two things you should do. You’ll want to become familiar with a brief summary of the application process and the documents required, which is available online. And, you’ll want to get an estimate of your retirement benefit. This will prepare you for answering the application questions. Being properly prepared, the application process should take no more than 15 to 30 minutes to complete. When you’re done, simply click the “Sign Now” button, and your application will be electronically submitted.
When applying, you will need your birthplace, social security number, banking information, the amount of earnings for last two years, employer contact information, and dates of marriage and places of divorce or death of present or former spouse, if applicable.
Typically, you may begin receiving benefits at age 62. But your monthly benefits are slightly reduced if you start before age 65. In order to collect this income, one of the eligibility requirements is that the participant must have worked for at least 10 years or 40 calendar quarters. In regards to Medicare, you may also use this application to apply, if you are at least 64 and 8 months old.