The social security benefits that you receive are a benefit of a social program that allows you to be able to live in retirement a little better. This program was created so that the elderly would be able to live their retirement in relative comfort. It was made so that seniors would not have to live in poverty. Social security benefits help those at this age not have to work another job.
The program is set up to allow people who are working to pay into the program now. They really do not have any choice in the matter. They pay a certain amount into the system determined by how much money they are making. That money goes into the system for those who are currently receiving social security benefits. It goes into the system to allow those who are currently receiving benefits to be able to continue to do so.
There is really not much of anything that you need to do in order to receive social security benefits. Once you are of age to receive the benefits, you will start to get checks from the government for the amount that you are suppose to receive. This is a great way for you to be able to plan out your spending when you of this age. Basically, you are going to receive your check for a certain amount on a certain day every two weeks. All that you have to do is figure out how you are going to spread out your money in order to make sure it lasts. Once you get to work on this, you will be surprised by just how easy it is to avoid living in poverty.