Can I Collect Social Security Benefits If I Never Worked?
For the majority of senior citizens in the United States, the social security benefits program is a primary source of income which is needed pay for housing, food, medical expenses, and other expenses. While it is widely available, it is largely intended for people who have worked and contributed to the system. However, there are ways that you can obtain social security benefits even if you have never worked.
One way that you can collect social security benefits if you have never worked is if you are disabled. The social security benefits program is also available to people who are disabled and unable to work a job that is sufficient enough to provide an adequate stream of income. Disabilities covered under this vary significantly and can include blindness, paralysis, life threatening illnesses, and mental disabilities.
Another way that you can collect social security benefits if you have never worked is if you have a spouse who has worked and qualifies for social security, but passes away. There is a social security clause known as the Survivors Benefit which is designed to provide a stream of income to the surviving spouse in the event that the benefit recipient passes away. This benefit will continue to be received throughout the rest of your life.
You could also qualify for social security benefits if you are elderly. Through the Supplemental Social Security Benefits clause, you could receive social security if you are elderly and have no other means to support yourself. This portion of the benefit is often minimal and only meant to provide you with basic needs required to live a basic lifestyle.