If you are getting close to using up your benefits from primary insurance then it is probably a good idea for to look into Medicare as a supplemental plan. Doing this can help save you a serious amount of money. First, you will need to find out if you even qualify for this type of coverage. There are specific guidelines that determine whether you financially qualify. Most people will at least be able to get some sort of supplemental insurance from Medicare to cover benefits exhausted by your primary insurance.
If you have come to the realization that your private insurance simply isn’t enough then you probably have a good idea of where you need more coverage. It is important for you to plan ahead and try to see where else in your coverage there might be some weekends. After doing this you can go ahead and find out what coverage you can get through Medicare. Medicare very well may cover benefits exhausted by you primary insurance. There is no way to know until you apply.
If you haven’t applied right before you turned 65 then there is a good chance that you will have to wait at least 6 months for coverage to kick in if you qualify. That is why it is important to start planning for your future long before you think there might be a gap in your primary coverage. To get Medicare to cover benefits exhausted by your primary insurance you should act quickly. There are also many different parts of this type of care and you may not qualify for all of them and only get partial coverage with some.