All medicare members must be at least 65 years old in order to be qualified. If you are under 65, you must have a documented disability, and receive either social security benefits, or money from the railroad retirement fund for at least two years.
Potential medicare beneficiaries must have been a legal citizen of the United States for at least five years.
If you and/or your spouse have not paid medicare taxes for at least ten years, you have to pay a monthly medicare premium.
Part A: Through part a, a 3-day in-patient stay, including food, semi-private room and doctor’s fees are covered. In order for a nursing home stay to be covered, a beneficiary must have a medical condition diagnosed during an in-patient stay meeting the criteria listed above.
Part B:Part B generally covers out-patient treatments: doctor visits, labs and diagnostic tests, and medicines administered on an out-patient basis. If a beneficiary refuses part B while not actively working, they will be required to pay a penalty fee.
Part C: Part c is made up of advantage plans. These plans include medically necessary treatments in virtually any hospital, prescription drug coverage, vision/dental care, and health/gym membership coverage. In exchange for using part c, beneficiaries are limited in which service providers they are allowed to visit. If one wants to use a service provider not covered by Medicare, they either have to ask permission, or pay extra.