A basic primer on where to obtain a Medicare Supplement Quote or Medigap Policy Quote.
For senior citizens looking at extending the basic coverage they receive beyond traditional Medicare Parts A & B, a Medicare Supplement policy is worth consideration. This is especially true during for first-time Medicare enrollees because acceptance into a Medicare Supplement insurance policy will be guaranteed. After that period, Medicare participants will be subjected to the insurance company’s underwriting process and premiums can be higher.
The answer best answer to that question is also the safest one: www.medicare.gov. Medicare Supplemental insurance or Medigap policies are tightly controlled by the Federal Government and the Medicare website will guide you through all of the supplemental plans offered in your area. The website will give you a detailed overview of the differences between policies in premiums, benefits, and estimated total out of pocket cost based on your health. The choice of improved Medicare coverage, be that through Medicare Advantage or Medigap, is very important. While there are many websites offering the ability to get Medicare Supplement quote, you cannot guarantee the website will have your best interest in mind. This choice of a Medicare Supplement will have a long-term impact on your health and finances and it’s best to play it safe.
After you review your Medicare Supplement choices, you can then contact the insurers directly who offer any of the several plans available to you. Contacting the insurer directly will be vital to get actual quote of what your monthly premiums will be. Also, you’ll be able to confirm coverage for any treatment you are currently receiving or anticipate receiving.
The website for Medicare provides “THE” place to go for information and initial quotes on Medicare Supplemental insurance. After that, you’ll need to do your due diligence to get actual quotes directly from the insurers. Doing so will improve the likelihood that your choice will function as you expect it to.