What Is Not Included In My Medicare Part A Coverage?
Medicare Part A coverage provides financial support for hospital care services including inpatient care.
Medicare is a federal program specifically designed to provide medical and health-related utilities to a targeted group of people in the U.S. This social insurance product serves over 44 million applicants, according to a 2008 report. The program consists of two primary components for hospital and medical insurance and another two parts that offer flexibility and required medication. These additional parts are known as Part C and Part D.
Individuals who are covered by medicare are called beneficiaries. Medicare compensate for much of their healthcare needs, yet not all of it. That is, medicare compensates for most acute medical conditions, meaning conditions from which a patient has high chances of recovery. However, medicare does not cover most care that is provided at senior care facilities. And for various cases, there are huge gaps in medicare's prescription medication schemes.
Qualifications for Medicare
For each type or part of medicare, the requirements that correspond may also vary. This article will be tackling the requirements to qualify for a Part A medicare plan.
A basic requirement for medicare part A is that you have to be at least 65 years of age. You should also be receiving Social Security or railroad retirement benefits. If you are not receiving Social Security or railroad retirement gains but has worked long enough to be qualified for it, then you can also qualify for part A medicare.
Coverage for Medicare Part A
Medicare Part A coverage includes inpatient care, up to 100 days of nursing facility care of your choice, hospice care and even some home health care expenses. However, there are some expenses that are not encompassed by medicare Part A coverage. These includes outpatient care, office visits, occupational therapy, additional home healthcare, etc. If your needs are not covered by medicare Part A coverage, you can still find financial aid from other medicare parts.