What Is Medicare Part B?

If you are not familiar with Medicare Part B, it’s possible that you could miss some of the benefits offered by the government thanks to the Medicare program. Take the time to learn a little more about your Medicare program to take full advantage of it.

What Is Medicare Part B?

Medicare Part B is related to a program of Health Insurance offered by the government. In order to get Medicare Part B coverage, you need qualify for the program by meeting certain requirements.

What Does Medicare Part B Cover?

The easiest way to say this is that Medicare Part B will cover anything that Medicare Part A won’t. Some of those uncovered services include doctor visits, ambulance service, the use of medical equipment, laboratory tests, X-rays, physical or occupational therapy, diabetic screenings and supplies, some surgeries, and also some organ transplants.

Does Medicare Part B Cover At Home Services?

Yes it does, but only some home health care services, and when the service is needed only part time. You can receive health care at home if you need occupational therapy, health aide assistance, physical rehabilitation, and some medical equipment like wheelchairs, hospital beds, walkers, etc. You can also receive ambulance assistance coverage if your life could be endangered by using another method to get you to the hospital, or if you don’t have any other way to get to the clinic.

Do I Have to Pay For A Premium?

You don’t have if you don’t want to. However, paying for a premium is the smart way to get full coverage because Medicare Part B doesn’t cover any medical expenses on its own. So, if you want to be on the safe side, it’s better to pay for a monthly premium to extend your coverage, you will also need to pay for a yearly deductible too.

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