Should I Drop Medicare Part B?
Medicare Part B encompasses key services that many seniors will need in their lifetime. The decision to drop Medicare Part B services should be a decision based on an understanding of the Medicare program as well as an assessment of projected individual needs of the Medicare consumer. Current diagnoses, physical limitations and number of visits to a doctor are all factors related to Medicare Part B.
Medicare Part B coverage includes preventive care like influenza and pneumonia vaccinations. It also covers more chronic disorders like renal dialysis and drugs used in organ transplants. Consumers with a diagnosis of diabetes, renal failure and hypertension are likely to use Medicate Part B services. Consumers with a history of cancer should consider Medicare Part B as it covers chemotherapy. Medicare Part B may also help patients with congestive heart failure if and when they have a need for oxygen.
Durable Medical Equipment
Seniors with limited mobility should definitely maintain Medicare Part B benefits. Often, seniors who have experienced hip replacements or other events that require physical therapy will need Medicare Part B. Under Part B, durable medical equipment like canes, walkers and scooters are covered. After a mastectomy, Part B covers breast prosthesis. Prosthetic limbs and eyeglasses are also covered under Medicare Part B.
Doctors opt to serve Medicare patients. When they do, the services they provide are covered under Medicare Part B. Procedures that can be performed in a physician’s office are covered as well. Medicare Part B will also cover many outpatient procedures.
The decision to drop Medicare Part B is serious one. The services covered under Part B are very specific to conditions and physical ability. Consumers who understand their current health status can make the best decision about keeping or dropping Medicare Part B coverage.