Is Medicare Part A The Same As Medicare Supplemental Insurance?
What is Part A Medicare Supplement?
Part A is a Medicare Supplement that covers all of your hospital needs such as inpatient care, hospice facilities, nursing facilities and health care in your home.
How much does Part A Medicare Supplement cost?
The majority of people do not pay for Part A Medicare Supplement. Most of the people have paid for the premium when they were working out of their taxes but, if you are not eligible for the premium free Part A you have the option to be able to purchase the insurance as well.
If you are age 65 or older and already enrolled in, or getting ready to enroll in Part B, then you are eligible to purchase Plan A as long as you meet the citizenship or residency requirements that Medicare has set in place.
If you are under the age of 65 and disabled and your premium free Part A coverage was terminated because you returned to work then you may be entitled to benefits as well.
In the majority of cases if you choose to buy Part A you must also purchase Part B and pay a monthly premium for both of the coverages. There are some options where you can get assistance in paying for Parts A and B if you have limited income and resources.
How do I get Part A Medicare Supplement?
In most of the cases you will automatically receive Part A benefits but you also have the option to sign up for it as well during the enrollment period. Check with your provider for more information on how you obtain eligibility for Part A Medicare Supplement.