Medigap policies and Medicare itself are often thought of as just for those who are of retirement age. It is not surprising that this is the case considering the fact that they are the primary users of these policies. However, it should be noted that a Medigap policy can (and usually should) be purchased by those who are younger. When you first become eligible for a Medigap policy, you should give it some serious thought.
Most people do not want to have to add another expense to their list of things that they are already having to worry about paying for. However, with Medigap insurance you may actually be saving yourself money long term. If you purchase a Medigap policy when you are first eligible, then you are going to be paying less money for the policy. It will help you to cover areas that Medicare leaves behind, and you will begin to receive coverage right away. If you wait until you are a little older, then you are just going to have to continue to pay more for the coverage for each year that you wait.
There are some other benefits to buying a Medigap policy when you are first eligible. You will be able to have a wider selection of plans available to you. If you are older, then you are likely to be considered more at risk for certain things. If you are considered at risk, then you will probably have problems finding ways to become qualified for some of the policies. If you act now while you are not considered at risk, then more will likely be available to you.