If a loved one is receiving long term care paid by Medicare there is a good chance that the government will put a lean on their assets. Upon their death, the assets will be seized for repayment. This can make things hard for loved ones. The thought of losing all ones assets upon becoming elderly and needing medical care is a very controversial one.
The lien process and repayment can be upsetting to family, especially after a love one dies. Considering this is the case, then if someone dies why will Medicare request repayment? Medicare relies upon repayment funds to support the continuing payments of long term care. The cost of long term care is not cheap and it is a necessity for many. This necessity is met but later funds must be procured to repay the amount provided for care. While this may sound cold this is reality.
Yes, no doubt that the long term care system and the medical system could use some restructure in order to provide care to all at a more reasonable cost. Of course, that statement is simplifying the problem. The cost of insurance, the cost of doctors, and the health care system needs consideration. This is the all so often talked about health care problem. This problem will not be solved overnight and in the mean time the question still remains “If someone dies why will Medicare request repayment?”
Simply, many look at Medicare as a government program that provides assistance. In many cases this is true. However, Medicare does require repayment. People tend to overlook this fact. That is why so many families are upset about Medicare liens and repayment upon death.