How Is Medicare Advantage Insurance Different From Basic Medicare?

Find out exactly how the basic Medicare package differs from the Medicare Advantage insurance!

Medicare is a popular insurance option provided by the Social Security Association for senior citizens at the age of at least 65. It is divided among four parts which are universally known as part A, B, C, & D. The basic Medicare insurance plan (Part A) and Medicare Advantage insurance are among the most popular choices for senior citizens because of their features and options.

Basic Medicare Features

Basic Medicare (or Part A) is the first option under the umbrella of Medicare services. It is a tier that covers services such as impatient care, hospice services, home care, and blood transfusions in certain cases.

Basic Medicare can be received free of charge if the patient worked for at least 10 years while paying into a Medicare program. On the other side of the coin, if the patient doesn’t fulfill this requirement, he/she can still receive Medicare Part A (provide they fill all other eligibility requirements) if they choose to pay the premium.

Medicare Advantage Insurance Features

The Medicare Advantage Insurance is one that covers both Part A & B, and it is usually offered at a competitive rate due to getting the bundle of two parts. Now that you know what Part A includes, it’s good to know what Part B entails so that you get a basic idea of what Part C (Medicare Advantage insurance) consists of.

Some of the services that Medicare Part B consists of are services from doctors, medical equipment (must be approved), ambulance services, outpatient services, and more.

When both A & B are both purchased together, the patient receives the Medicare Advantage plan. If you’re interested in both options, the Medicare Advantage plan is right for you.

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