How Does The Gap In Medicare Part D Affect Me?
First, if you are new to the Medicare process then you should know that there are multiple parts to this kind of insurance. Ranging from A to J with all the letters in between constituting some sort of health care coverage. Part D covers prescription drugs. Some of these parts offer great coverage, while others only minimal and each person may qualify for different amounts. If you are wondering how the gap in Medicare Part D may affect you, you are not alone and the answer may be different for different people.
Determine What And How Much Coverage You Have
You may or may not even qualify for this type of coverage. If you do, it is important that you know exactly how much coverage you do have. If there is a discrepancy between what you need and have you may wonder how the gap in Medicare Part D may affect you. If it is an expensive gap (costing you out of pocket for drugs) then you may want to consider some sort of supplemental insurance. Usually you can get some at a good price from the system as well.
Are There Other Weaknesses In Your Coverage?
If there is one soft spot in your insurance from Medicare, there is a great chance there is more. Even if you don't need care at the moment, it is a good idea as a senior to be prepared for the future. Usually as you age, the cost of maintaining a healthy lifestyle increases. Just like how the gap in Medicare Part D may affect you, other discrepancies in coverage can be costly as well. Make sure you are comfortable with the amount of coverage you have.