For green card holders – or legal residents of the United States who aren’t US citizens -, Medicare and its eligibility requirements can be a confusing topic. For legal immigrants, there’s good news for some, and bad news for others. So, how does a green card holder become eligible for Medicare exactly? Let’s take a closer look at Medicare’s eligibility requirements.
For off, know that eligibility requirements pertaining to Medicare can vary state to state. Generally, though, Medicare is only available to those that have paid Medicare taxes as part of their employment in the US, and that typically equates to having worked at least 40 quarters. Typically, to meet Medicare’s eligibility requirements, you must either work 10 years to get the benefit OR be able to draw it from your spouse who have worked for more than 10 years.
If legal residents (non US citizens) HAVEN’T worked in the U.S., there MAY still be a possibility to “buy in” to Medicare (differs state to state) provided that they’ve resided in the United States for five continuous years or more, and are, of course, 65 years or older. In these select cases, though, premiums are much higher compared to what US citizens would pay. To be concise, actual work history decides how much Medicare recipients have to pay for their health coverage.
come citizens.
So, how does a green card holder become eligible for Medicare?
1. Work in the U.S for at least 40 quarters, provided that FICA taxes are withheld, a portion of which is set aside for Medicare contributions,
2. Reside in the U.S. for at least five continuous years.
3. In regards to the legal residents that have NO U.S. work history, applicants are usually required to “buy-in” to the plan by paying the higher Medicare premium associated with Part A of the Medicare program.
Dear Mam/Sir
I am US citizen , my mom is green card holder and 65 old.
Can she apply for any Medicare benefits.
BRGDS
Zlatomir
If your mom hasn’t worked in US, then she is only eligible to buy into Medicare after 5 years of residence.
However you might be able to get Medicaid by using the sponsor’s income and your mom’s income. Most likely the sponsor’s income would not qualify for aid.
My mom is not 65, she will be a permanent resident soon. However, she does have ESRD (end stage renal disease that requires dialysis). I’ve reviewed the eligibilty rules on Medicare’s site so many times and still cannot figure out if she would be eligible for Medicare or not. Does she also have to live in the US for 5 years BEFORE she can buy in to Medicare?
Thank you.
My Mom is 81. She has been a legal resident since 2007 however in 2009 I was transferred to Germany and she moved with me. We are back now in the US in Arizona and have been stationed here for a year now. This adds up to 3 years total living in the US. She is not my dependent as far as military is concerned but I am her caretaker. She has poor eye site and should not be living by herself so therefore she has to move with me whereever the military sends me. Can she qualify for medicare now/buy in. She is starting to have more medical issues.
My mom is a Canadian citizen I am American. She is getting forgetful and is soon in need of care. If I bring her here to look after her she looses ohip (health insurance). I need to be able to buy into medicare so she will come here. She won’t if she does not have medical insurance. I can’t leave her alone in a nursing home. Travel insurance won’t cover her since she has had a heart attack and breast cancer. I can cover premiums but not a 250000 hospital bill. Need some ideas.
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