How Do I Find A Good Medicare Supplemental Health Insurance Plan?
Okay, how do I find a good Medicare supplemental health insurance plan is a good question. Many choices exist. Some cost more than others and the plan you choose will determine that cost. When you start making inquiries you need to look for a company that offers Medicare Supplemental Insurance policies.
How does Medicare figure in all this?
If you're over 65 and currently on Medicare A & B you are aware that Medicare does not cover all health care services, drugs and medical supplies. That's why a good gap policy is worth it's weight in gold. If you visit your doctor who allows Medicare patients and his office charge and service fee is $200, Medicare may only cover $120 of that doctor fee. Ergo your Medigap policy enters the picture and pays the remaining $80.
So how do I find a good Medicare supplemental health insurance plan?
Shop around. Insurance companies charge different premiums for the same Medigap coverage. If you like a Plan A from one company, a similar plan may cost more or less. They are not all the same. However, Medigap policies issued from insurance companies do have to follow Federal and state laws so in one sense, you're secure and protected.
Who is covered on Medigap policies?
A Medigap policy only covers one person. If you're married and both desire Medigap coverage, they must be separate policies. Your how do I find a a good Medicare supplemental health insurance plan question is quite simple if you own a computer. You can send an email or text message to insurance companies and have them send you the information you need to make an informed decision.