When people get Medicare and enroll in plans A and B, they are eligible to enroll in Medicare supplement as well. This means that they can get an extra blanket of insurance that will stand them in good stead for the future so that they may have their hospital expenses and other medical expenses paid for. The important thing to realize is that when you are on the Medicare plans A and B, you do not have complete protection by any means. Everything that is paid for is only paid for to a certain extent or limit. After that, everything becomes out of pocket. That means you could be looking at thousands of dollars in expenses that you have to pay for, if you happen to need an extended stay in the hospital.
However, if you get Medicare supplement insurance then you are covered for far longer in terms of hospital stay and other expenses. If you were only allowed 10 or 12 days in the initial Medicare plans, this value will increase and can save you a lot of money. While it may not seem as though it is a big deal, when you read the actual numbers the difference that Medicare supplement can make is immense.
There are so many families who get insurance and think they are okay, only to be bankrupt by out of pocket expenses. That is why you have to get Medicare supplement so that you are protected to a greater extent and you can be safe in the knowledge that even if, God forbid, you or a family member needs to spend a lot of time tin the hospital you will not have to pay thousands of dollars out of pocket to the hospital. That is why you must get enrolled in Medicare supplement.