You cannot always plan ahead when you need health care, but when you can, take time to compare and see which providers accept Medicare assignment and which ones do not. Medicare collects information about the quality of care and services given by most Medicare plans and which health care providers allow Medicare Assignment.
Be sure to ask what your plan or selected provider does regarding Medicare Assignment to ensure and improve the resources available to you. Every plan and health care provider usually has someone you can talk to about which services are available through Medicare Assignment.
The following Medicare terminology may be helpful in deciding which medical provider is the correct one for you to choose and the one that accepts Medicare Assignment (accepts Medicare patients):
1) Medically Necessary–Services or supplies that are needed for the diagnosis or treatment of your medical condition and meet standards of medical practice. Be sure that your doctor sees a medical necessity in your treatment condition after reaching an agreement with him or her to accept Medicare payments for the services that are to be eventually rendered.
2) Medicare-Approved Amount–In the Original Medicare payment plan for medical services and prescription services, this is the approved amount a doctor or supplier that accepts assignment can be paid. It includes what Medicare pays and any deductible, coinsurance, or copayment that you pay yourself as a Medicare patient. It may be less than the actual amount a doctor or supplier usually charges for these services or prescriptions.
3) Medicare Health Plan–A Medicare health plan is offered by a private company that contracts with Medicare to provide Part A and Part B benefits to people with Medicare who enroll in the plan. This term is used to include all Medicare Advantage Plans, Medicare Cost Plans, Demonstration/Pilot Programs, and Programs of All-inclusive Care for the Elderly (PACE).