Does Every Eligible Person Have Medicare Parts A & B?
Understanding Medicare Parts A & B doesn’t have to be a challenge. These tips will help applicants better understand eligibility for Medicare Parts A & B.
If You Are 65 Or Older
Most people quality for Part A automatically when they turn 65. Applicants do not have to pay for Part A because either the applicant or their spouse paid Medicare taxes while working.
Applicants age 65 or older also quality for Part B, but most people pay a monthly payment to be enrolled in Part B. Enrollment in Part B is optional. Currently in 2010, Medicare recipients pay $110.50 a month for Part B.
If You Are Disabled
The same rules apply for medicare parts A & B for those who have a disability. Part A is free. Part B is usually paid for monthly. For those who have low incomes most states provide programs to help applicants pay for Part B.
What Is Medicare Part A?
Medicare Part A pays for hospital insurance. Part A usually covers hospital and skilled nursing facilities, home health care, and hospice care. Part A is usually free.
What is Medicare Part B?
Medicare Part B is medical insurance. Part B usually covers doctors, outpatient hospital care, and other medical services. Most people pay monthly payments to be in a Medicare Part B plan. The current payment amount for Part B in 2010 is $110.50. Enrollment in Part B is optional. Most states help individuals with low incomes who qualify for Part B to pay their monthly premiums.
In conclusion, every individual eligible for Medicare qualifies for Medicare Parts A & B. Medicare Part A is free. Medicare Part B usually requires a monthly payment. Enrollment in Medicare Part B is optional. Most states help individuals with low incomes pay their monthly premiums.