Does Every Eligible Person Have Medicare Parts A & B?

Understanding Medicare Parts A & B doesn’t have to be a challenge. These tips will help applicants better understand eligibility for Medicare Parts A & B.

If You Are 65 Or Older

Most people quality for Part A automatically when they turn 65. Applicants do not have to pay for Part A because either the applicant or their spouse paid Medicare taxes while working.

Applicants age 65 or older also quality for Part B, but most people pay a monthly payment to be enrolled in Part B. Enrollment in Part B is optional. Currently in 2010, Medicare recipients pay $110.50 a month for Part B.

If You Are Disabled

The same rules apply for medicare parts A & B for those who have a disability. Part A is free. Part B is usually paid for monthly. For those who have low incomes most states provide programs to help applicants pay for Part B.

What Is Medicare Part A?

Medicare Part A pays for hospital insurance. Part A usually covers hospital and skilled nursing facilities, home health care, and hospice care. Part A is usually free.

What is Medicare Part B?

Medicare Part B is medical insurance. Part B usually covers doctors, outpatient hospital care, and other medical services. Most people pay monthly payments to be in a Medicare Part B plan. The current payment amount for Part B in 2010 is $110.50. Enrollment in Part B is optional. Most states help individuals with low incomes who qualify for Part B to pay their monthly premiums.

In conclusion, every individual eligible for Medicare qualifies for Medicare Parts A & B. Medicare Part A is free. Medicare Part B usually requires a monthly payment. Enrollment in Medicare Part B is optional. Most states help individuals with low incomes pay their monthly premiums.

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