Blue Cross and Blue Shield offers many good health insurance programs. They do not necessarily offer the best Medicare Supplemental Insurance, but they offer low-cost plans that many people can afford easily. The plan that this large insurance conglomerate offers work best for people who are just over the limits necessary for Medicaid but who do not earn enough for the more expensive plans from the large company. The network also provides a large network of health insurance providers. A person with Blue Cross and Blue Shield knows that the insurance that he has will be accepted mostly anywhere.
The statement needs clarified a bit. For some people, Blue Cross and Blue Shield is a good choice. It has a large network and many qualified professionals. The company fails once in awhile because it occasionally has problems with it bureaucracy. This is true for many of the large and small health care providers and should not be considered a criticism that applies solely to this company, it’s just that Blue Cross and Blue Shield has had more problems with it in recent years. The company has started to get on top of the problem and address the inefficiencies.
Blue Cross and Blue Shield offers many plans in addition to a Medicare Supplemental Policy. The company pioneered the Health Maintenance Organization model. It even offers the fee for service plan. If a consumer has stayed with Blue Cross and Blue Shield for many years, he may find that it makes more sense to stay with the company than it does to leave it. If he is happy with the service that Blue Cross provides, there is no reason to switch just because someone says the company has a problem that plagues many of its competitors.