Even if you have Medicare disability, you may not be adequately covered. There are some important issues you need to know about whether or not you can get extra coverage. The problem with disability coverage is that you may have certain restrictions that govern how you use it. Usually there are income limits and other factors that must be taken into consideration. If you can afford a great insurance policy, you may not be able to get supplemental insurance. The best thing you can do is contact a Medicare counselor.
You are going to have to do some investigating and see exactly what you qualify for. Chances are, if you require some sort of disability coverage it is because money is tight. That doesn’t mean that you shouldn’t get a supplemental insurance plan if you can. Even the government plan isn’t always able to offer enough coverage to meet all of your needs. The only way to find out if it is possible, is to contact your local Medicare office, where a professional can help explain your rights.
These are important questions that may determine whether or not you can. If the office deems that you have too much money, it may disqualify you for disability. The system can be very confusing, and the new legislation certainly doesn’t help. Again, if you are interested in supplemental insurance you will have to do some investigating. That way you can determine what the requirements are for your disability, and how another plan may affect your eligibility. Talk with a specialist to make sure you make the right choice.