Can My Employer Force Me To Take Medicare?

Medicare is a right afforded to all citizens of the US if they meet certain criteria. That does not mean however that the service can be forced upon anybody. If you reach the age of 65 and have had private insurance offered through your employer, they can’t force you to take Medicare to reduce there costs. There are very specific rules and regulations set forth by the government that control how this type of activity works, and they don’t allow an employer to force you to take Medicare.

Consider Getting Medicare As Supplemental Coverage

Even though your employer can’t force you off their plan, you can actually continue with private insurance and use Medicare as a supplement. This won’t work for everybody but if you don’t make a ridiculous amount of money there is a good chance you will qualify. Getting the extra help while working will help you to save even more money for the day you choose to stop working. Don’t let an employer force you to take Medicare if it won’t help, but don’t be afraid to look into it as a secondary policy to help pay the bills.

How Do You Know If You Qualify?

Medicare is a very complicated system and it can be really difficult for the average person to figure on their own what they might qualify for. It doesn’t do any harm to look into the matter and see if you might benefit from getting this type of service. While your employer can’t force you to take Medicare and can’t kick you off their plan for turning 65, it may still be a good idea to consider using it as a supplemental policy. using it as a supplemental policy.

One Response to “Can My Employer Force Me To Take Medicare?”

  1. Lisa N says:

    My mother is the widow of a retired United Mine Worker. Her insuarance through the United Mine Workers told her they would take her medical card if she did not sign up for medicare. So, she did. It is not effective until July. They are refusing to pay her current bills. She has $4,000 worth of bills that they have issued her, even though medicare doesnt take effect for her until July? She is afraid if she causes too much of a fuss, they will take her medical card. Is this legal for them to do this, and are they able to take her medical card? My dad earned it through 40 years in the coal mines. Any help would be appreciated.