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	<title>Comments on: Can I Switch Medicare Supplemental Plans?</title>
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	<link>http://www.seniorcorps.org/medicare/can-i-switch-medicare-supplemental-plans/</link>
	<description>Helping Seniors Help America</description>
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		<title>By: Xylie</title>
		<link>http://www.seniorcorps.org/medicare/can-i-switch-medicare-supplemental-plans/#comment-8597</link>
		<dc:creator>Xylie</dc:creator>
		<pubDate>Tue, 13 Mar 2012 07:47:47 +0000</pubDate>
		<guid isPermaLink="false">http://www.seniorcorps.org/?p=585#comment-8597</guid>
		<description>True,I got a advantage plan 4 yrs ago and thought it was a supplement.2 yrs later after thinking I was still on original medicare,I found out I wasn&#039;t.I was charged $30.00 2 yrs in a row for a flu shot that should of been free.Anyway,I switched back to original medicare,and just now am getting a medigap policy because I ended up in the hosp. 3 weeks ago,and got a $24,000 bill.I got to pay my $20% plus the $140,plus the $1,150 part A.NEVER AGAIN!And NO,medigaps aren&#039;t FREE.I can&#039;t afford it,but now can&#039;t afford to be without it.I could of pd yrs in premiums on this hosp bill alone.1st time in my whole life I ever had to go to a hosp for 3 days.I was really Ill due to they found a giant ulcer,and kidney stones caused by my medications I was taking,not for health reasons.</description>
		<content:encoded><![CDATA[<p>True,I got a advantage plan 4 yrs ago and thought it was a supplement.2 yrs later after thinking I was still on original medicare,I found out I wasn&#8217;t.I was charged $30.00 2 yrs in a row for a flu shot that should of been free.Anyway,I switched back to original medicare,and just now am getting a medigap policy because I ended up in the hosp. 3 weeks ago,and got a $24,000 bill.I got to pay my $20% plus the $140,plus the $1,150 part A.NEVER AGAIN!And NO,medigaps aren&#8217;t FREE.I can&#8217;t afford it,but now can&#8217;t afford to be without it.I could of pd yrs in premiums on this hosp bill alone.1st time in my whole life I ever had to go to a hosp for 3 days.I was really Ill due to they found a giant ulcer,and kidney stones caused by my medications I was taking,not for health reasons.</p>
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		<title>By: E Fleenor</title>
		<link>http://www.seniorcorps.org/medicare/can-i-switch-medicare-supplemental-plans/#comment-8401</link>
		<dc:creator>E Fleenor</dc:creator>
		<pubDate>Tue, 22 Nov 2011 23:38:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.seniorcorps.org/?p=585#comment-8401</guid>
		<description>I agree with Ralph.
1. Medicare supplementl insurance, also known as Medigap is NOT subsidized. Its private insurance. Individuals ARE responsible for the full cost of the plan.
2. There is no &quot;free&quot; supplemental insurance [Medigap] and prices can exceed $200/mo.
3. Open enrollment between Nov &amp; Jan does not apply to supplemental insurance [Medigap].
The article seems to be confusing it with Medicare Advantage [Part C] insurance.</description>
		<content:encoded><![CDATA[<p>I agree with Ralph.<br />
1. Medicare supplementl insurance, also known as Medigap is NOT subsidized. Its private insurance. Individuals ARE responsible for the full cost of the plan.<br />
2. There is no &#8220;free&#8221; supplemental insurance [Medigap] and prices can exceed $200/mo.<br />
3. Open enrollment between Nov &amp; Jan does not apply to supplemental insurance [Medigap].<br />
The article seems to be confusing it with Medicare Advantage [Part C] insurance.</p>
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		<title>By: Ralph</title>
		<link>http://www.seniorcorps.org/medicare/can-i-switch-medicare-supplemental-plans/#comment-7592</link>
		<dc:creator>Ralph</dc:creator>
		<pubDate>Sat, 08 Oct 2011 00:04:08 +0000</pubDate>
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		<description>This website is horrible and full of false statements.  Individuals can change medicare supplement plans anytime they want. If out of a guaranteed issue medical underwriting will be required to qualify. 

Medicare supplements are a completely different program then Medicare advantage.  
I can&#039;t believe this garbage advice is posted.</description>
		<content:encoded><![CDATA[<p>This website is horrible and full of false statements.  Individuals can change medicare supplement plans anytime they want. If out of a guaranteed issue medical underwriting will be required to qualify. </p>
<p>Medicare supplements are a completely different program then Medicare advantage.<br />
I can&#8217;t believe this garbage advice is posted.</p>
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