Comments on: Can I Switch Medicare Supplemental Plans?

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By: Rickey Cutillo

Rickey Cutillo — Tue, 02 Jul 2013 18:31:34 +0000

Mr. Elliott,Letters via USPS sounds so novel in the internet age even if it is one letter produced for many, but it doesn’t sound like a pen-pal relationship. Can one write back to the author of the letter?

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By: Dan B.

Dan B. — Wed, 17 Oct 2012 00:29:38 +0000

The answer is confusing as a result of the author lumping together Medicare Supplement plans and Part D Rx coverage under the general description “Medicare supplemental plans”. Medicare Supplement plans can be purchased, switched or dropped at any time, but underwriting for health issues will determine eligibility if purchased other than during an “open enrollment” or “guarantee issue” period. Part D Rx plans (and Part C Medicare Advantage) can only be purchased or dropped during certain times of the year, in addition to any open enrollment or guarantee issue periods that apply.

By: Xylie

Xylie — Tue, 13 Mar 2012 07:47:47 +0000

True,I got a advantage plan 4 yrs ago and thought it was a supplement.2 yrs later after thinking I was still on original medicare,I found out I wasn’t.I was charged $30.00 2 yrs in a row for a flu shot that should of been free.Anyway,I switched back to original medicare,and just now am getting a medigap policy because I ended up in the hosp. 3 weeks ago,and got a $24,000 bill.I got to pay my $20% plus the $140,plus the $1,150 part A.NEVER AGAIN!And NO,medigaps aren’t FREE.I can’t afford it,but now can’t afford to be without it.I could of pd yrs in premiums on this hosp bill alone.1st time in my whole life I ever had to go to a hosp for 3 days.I was really Ill due to they found a giant ulcer,and kidney stones caused by my medications I was taking,not for health reasons.

By: E Fleenor

E Fleenor — Tue, 22 Nov 2011 23:38:56 +0000

I agree with Ralph.
1. Medicare supplementl insurance, also known as Medigap is NOT subsidized. Its private insurance. Individuals ARE responsible for the full cost of the plan.
2. There is no “free” supplemental insurance [Medigap] and prices can exceed $200/mo.
3. Open enrollment between Nov & Jan does not apply to supplemental insurance [Medigap].
The article seems to be confusing it with Medicare Advantage [Part C] insurance.

By: Ralph

Ralph — Sat, 08 Oct 2011 00:04:08 +0000

This website is horrible and full of false statements. Individuals can change medicare supplement plans anytime they want. If out of a guaranteed issue medical underwriting will be required to qualify.

Medicare supplements are a completely different program then Medicare advantage.
I can’t believe this garbage advice is posted.